80% Replacement Value Triggers Immediate Action When Active Intrusion Reaches Critical Threshold

https://express-sameday-near-sinclairplatte.urbanvellum.com/posts/calculating-the-80-coverage-threshold-through-sequential-drying-equipment-deployment

The 80% rule is an insurance threshold that determines whether your homeowner's policy will cover the full replacement cost of water-damaged property or deny the claim altogether