Lifetime cover is the only way to avoid the trap of pre-existing condition...

https://rowanbsll583.almoheet-travel.com/rescue-dog-with-unknown-history-how-to-avoid-nasty-exclusions

Lifetime cover is the only way to avoid the trap of pre-existing condition exclusions. With complex cruciate repairs now often costing over £5,000, you need a policy that resets annually. Don’t just auto-renew when the letter hits your mat