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<p>스마트폰 소액결제는 당월 사용한 결제 돈이 휴대폰 요금으로 빠져나가는 구조다. 결제월과 취소월이와 같이 경우 핸드폰 요금에서 미청구되고 승인 취소가 가능하다. 허나 결제월과 취소월이 다를 경우에는 스마트폰 요금에서 이미 출금됐기 때문에 승인 취소가 불가하다.</p>

1부를 진행하는 김의찬 부장은 대신증권 이코노미스트, 삼성화재 자산운용본부 국내주식운용역을 거쳐 현재 신한자산운용에서 퇴직연금펀드를 운용하면서 시카고파생제품거래소그룹(CME Group) 금리와 환율 월간 리포트 기고 활동을 하고 있는 자산 배분 전문가다.

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