Hmm, I am not fully convinced a trust is necessary for most middle-income families. For a simple estate, a basic will seems like plenty. I would be interested in hearing the other side of that argument, though
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I had no idea PIP was included by default in Texas unless you reject it in writing. Went and checked my policy after reading this. Still have it, thankfully. Going to double check my UM coverage while I'm at it
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